1) Laptops, Flat-screen TVs, and Digital Cameras. The cost of
commoditized technology (products made with basic, widespread knowledge of
hardware components) will keep going down, says Brad Wilson, founder of the
savings website BradsDeals and author of Do More, Spend Less: The New Secrets
of Living the Good Life for Less. Because of technological improvements,
electronics parts are becoming cheaper and easier to manufacture, tempting more
companies to get in on the action. As suppliers compete for market share, prices
for consumers fall-except on those beloved Apple products. There isn't an
oversupply since only one company makes them.
2) Gas. Finally! A
gallon of gas will cost about 20 cents less in 2013 as compared to 2012,
according to Tancred Lidderdale of the U.S. Energy Information Administration.
That's because production by non-OPEC nations like the United States and Canada
is growing and causing crude oil prices to drop. But beware: Crude oil is an
internationally traded commodity, so events in the Middle East, Africa and the
Gulf of Mexico can cause supply disruptions and impact what we pay at the pump.

3) Online Apparel. Never buy an item at list price, says Wilson,
adding that online coupons exist for nine out of ten retailers at any given
time. "Deals are quick to find-the trick is remembering to look." Among the
money-saving opportunities are site-wide sales, percentages off, rebates and
free shipping (which is practically a rule these days). Just do a Google search
for your favorite retailer-say, Old Navy, Carter's or Sports Authority-followed
by the words "coupon code." Or head to sites like RetailMeNot, FatWallet or
BradsDeals, where the average visitor spends 88 seconds looking for a coupon and
saves $24.
4) Apps. "You'll see more free apps because the public has
voted with their wallets that a free product that's good enough beats a paid
product that's perfect," says strategic innovation consultant Scott Steinberg.
"Thousands of free or low-priced apps released in 2012 offered full-fledged,
program-level quality and performance, training shoppers to expect more for
less." Since you bank on paying so little, companies are forced to drop prices
further and make top-notch programs for next-to-nothing, but they'll make money
from charging a premium for extra features and selling ads within the apps.

5) Tablets. Steinberg says these prices will plummet as more options
flood the market, a result of hardware becoming more commoditized, public
interest in tablets growing and competition strengthening among key tech
players. Consumers who don't want a $500 iPad can now get a slew of lower-priced
models starting at $199. "Even low-end devices are equipped with better graphics
and more technological horsepower than ever," Steinberg says. "If all you want
to do is read books, listen to music or surf the web, you can get a very good
product for $200 to $300."
6) Smartphones. If you're still carrying a
flip phone, this may be your year to switch. A rising number of carriers
offering prepaid and monthly service made customers wary of longer contracts in
2012, according to Steinberg. That-along with the abundance of new, top-rated
Android phone models-has led mobile carriers to "offer high-quality phones for
as low as $100" when you commit to their service plan, says Steinberg. But
prepare to pay higher monthly service fees as data charges rise.
7) Video
Games. Prices on physical video games are going way down as manufacturers
try to compete with digital downloads, says Steinberg. Free and super-cheap apps
also vie for gamers' attention, as do streaming services and rentals. With
little overhead for manufacturing, shipping and storage, these game-delivery
systems keep costs down. That means actual video games must lower their prices
to stay appealing. So games once sold for $60 will now cost $40, or even $30,
Steinberg says.
8) Last-Minute Travel. The biggest travel trend for
2013 will be massive savings on mobile-exclusive deals via apps, says Expedia
Travel Expert Sarah Gavin. Just don't anticipate the same savings to be
available on websites. "There's a certain type of trip that people search for
and book on a mobile device," she explains. "They tend to be short-term and
closer to home, like an overnight or weekend at a hotel when the in-laws come to
town." Hotels don't lower prices eight weeks out-they're hoping someone will
still pay full price. But a high vacancy rate 48 hours in advance can mean
drastic rate cutting to fill those rooms. As long as you're flexible, you can
find last-minute deals for up to 60% off.
9) Bundled Vacations. Big
resort destinations will continue to offer major savings when you buy airfare,
room and car rental all together. "You can save nearly $525 on a weeklong trip
for two adults by booking those three things at once because individual carriers
can hide low rates in the package price," says Gavin. Also, as new hotels are
being built again, rooms need to be occupied. Expect the best deals at resorts
in Cancun, the Caribbean and Hawaii, where people spend extra money on day-trip
excursions, spa services and alcohol.
10) Cruises. Over the past few
years, cruising has become increasingly popular as bigger, better ships turned
into destinations themselves. But last year's Costa Concordia disaster off the
coast of Italy dissuaded some would-be vacationers. "In 2013, cruise lines will
offer incentives to entice travelers back to their ships," says Gavin. Look for
onboard deals and credits-especially early in the year. (Yahoo)